When Selling Annuities Becomes Investment Advice: A Guide for Insurance Providers
For insurance companies and agents, the distinction between selling annuities and providing investment advice can blur unexpectedly. When annuity sales involve discussions about a client's securities portfolio or recommendations to liquidate investments to fund purchases, agents may inadvertently…
Final Rulemaking Package Submitted for California Intervenor and AHB Fairness and Accountability Regulations
April 21, 2026
by Jerry Zimmerman
On April 20, 2026, California Insurance Commissioner Ricardo Lara submitted the final rulemaking package for the Intervenor and Administrative Hearing Bureau (AHB) Fairness and Accountability regulations (REG-2025-00006) to the Office of Administrative Law for final review. These regulations…
National Association of Insurance Commissioners (NAIC) Fall 2025 Meeting Summary
The Mitchell Williams Insurance Regulatory team of lawyers recently attended the National Association of Insurance Commissioners (NAIC) Fall 2025 National Meeting which was held in Hollywood, FL. This summary highlights issues that various NAIC groups addressed. What You Need to Know: …
Federal Government Poised to Amend Definition of Short-Term, Limited-Duration Insurance … (Again)
On August 7, 2025, the U.S. Departments of Health and Human Services, Labor, and the Treasury (collectively “the Departments”) released a statement that they intend to undertake notice-and-comment rulemaking to reconsider the 2024 amendments to the federal regulatory definition of short-term…
National Association of Insurance Commissioners (NAIC) Summer 2025 Meeting Summary
The Mitchell Williams Insurance Regulatory team of lawyers recently attended the National Association of Insurance Commissioners (NAIC) Summer 2025 National Meeting which was held in Minneapolis, MN. We have prepared a summary of the open sessions conducted over the course of the meeting…