Insurance Regulatory

Providing national counsel in virtually every aspect of insurance-related corporate governance, regulatory, transactional, and legislative matters, Mitchell Williams’ Insurance Regulatory Practice brings together decades of diverse professional experience and extensive personal relationships to offer insurers, reinsurers, health care organizations, managed care entities, trade associations, state regulators and more the most comprehensive services, solutions and results possible.

Extensive Relationships

The breadth of our work and expertise reaches from coast to coast. With all of the experience, relationships and knowledge you would expect from your counsel, Mitchell Williams offers clients a comprehensive selection of insurance-related regulatory strategy and compliance services delivered in a more timely and affordable manner.

Half of our 16 insurance attorneys are former insurance regulators from the states of Arkansas, Florida, and Texas. Two are former insurance commissioners, one of whom served as President of the National Association of Insurance Commissioners (NAIC). Two members of our team served as general counsel, and one as assistantgeneral counsel, for life and health insurance companies. Another is a former general counsel of a property and casualty company. We also have lawyers who have served as legal counsel to various insurance departments and as deputy attorney general. Ten of our lawyers have over 20 years of direct experience in insurance regulation, compliance and legislation.

The team also has a long history of active involvement with the NAIC, with attorneys attending every quarterly meeting. Our attorneys and paralegals actively participate in other industry meetings such as American Council of Life Insurers (ACLI), America’s Health Insurance Plans (AHIP), National Alliance of Life Companies (NALC), National Conference of Insurance Legislators (NCOIL), Texas Association of Life & Health Insurers (TALHI),Texas Association of Health Plans (TAHP), Life and Health Compliance Association (LHCA), National Association of State Comprehensive Health Insurance Plans (NASCHIP), Association of Insurance Compliance Professionals (AICP), Consumer Credit Insurance Association (CCIA), National Association for Variable Annuities (NAVA) and key state industry groups.

This collective experience, combined with our strong professional relationships with regulators throughout the country, allows us to navigate regulatory issues effectively on behalf of our clients.

Customized Services

Specializing in all areas of insurance regulation and related issues in corporate law, our attorneys regularly counsel and represent stock and mutual insurance companies, insurance holding companies, captives, HMOs, risk purchasing groups, insurance trade associations, insurance brokers and producers with respect to all aspects of their business operations.

Mitchell Williams’ insurance regulatory disciplines include:

• Compliance and Corporate Governance
• Internal Investigations
• Licensing of Insurance Companies, Producers, Brokers and TPAs
• Policy Forms and Rates Filings (including SERFF)
• Mergers, Acquisitions and Restructurings
• HMO Regulation
• Insurance and Annuity Product Development
• Surplus Lines Compliance
• Multi-State Market Conduct Examinations
• Legislative and Administrative Proceedings
• Registration of Risk Purchasing Groups
• Regulatory Compliance and Privacy Matters
• Impairments and Insolvencies
• Financial/Alternative Risk Transfer Solutions
• Financial Examinations and Investigations
• Holding Company Transactions

Leadership & Results

Representative experience includes:

• Representing companies in multi-state market conduct examinations coordinated through the NAIC and before the NAIC Collaborative Action Subgroup, Financial Analysis Working Group and Market Analysis Working Group.
• Serving as special counsel to the District of Columbia Department of Insurance, Securities and Banking in relation to significant mergers
  and reorganizations.
• Reorganizing three insurance companies with combined assets exceeding $12 billion, involving company sale, assumption and indemnity reinsurance, redomestication and merger.
• Serving as national insurance regulatory counsel for a large broker/dealer.
• Auditing and reviewing multi-billion dollar retail company’s layers of insurance coverage and integration with self-insurance program.
• Serving as special counsel to the Receiver of a $3 billion insolvent life insurance company.
• Testifying and presenting insurance issues before state legislatures, Congress and insurance departments.
• Drafting position papers on issues before Congress, the NAIC, the National Governors Association, NCOIL, and the National Association
  of Attorneys General.
• Obtaining nationwide licensure of title, property and casualty insurance companies.

Download additional information about our services and the members of the Insurance Regulatory Practice team here.

Download a PDF of this description here.

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